Monday 31 December 2012

Struggling To File For PPI Claim? Let Us Help You!

There has been an increase in the number of people who have been mis sold PPI. If you think you are one of those victims then is the time to apply for Mis Sold PPI Claims. The PPI Claims is a name you can bank upon if you are struggling to file for PPI Claim. We understand that it is not an easy thing to do. There is no deadline as such to complain about it; however, there are a few guidelines that might help you in making a well-informed decision. It would be a lot easier if your Payment Protection Insurance was active in the past six years. That does not mean you cannot complain if it was much older.

We will help you throughout the process right from listening to your complain to filing it, doing paperwork for till the time you get even the single penny back. We are a team of experts who study your documents before offering solution that is best for you. No matter whether PPI was mis sold along with loan or credit card, you can rely upon us and get your hard eared money back.  So, if you are looking for PPI Claims Company then let your search end over with us.

Tuesday 25 December 2012

Wondering When Can You File For PPI Claim?

The rise in PPI Claims is not at all surprising because a large number of UK citizens have been the victim of MIS sold PPI. The policy holders were fumed upon learning that they never needed Payment Protection Insurance, in the first place. The controversies only got bigger that PPI is an optional coverage. If you are one of the victims of mis sold payment protection insurance then it is high time to file for compensation. It is essential for you to prove that you have been mis sold PPI. The approach of selling is just the one reason.

Enlisted are situations in which you can file for PPI Claim:

•    You were not informed that it is an optional coverage. Instead you were given an impression that it is standard and mandatory.

•    It was automatically added on your loan or credit card without informing you about its nature and purpose.

•    Lenders and bank use different kinds of selling strategies. For instance, a buyer would be told that his loan application would be given an approval only if agrees to buy the policy.

•    Not all the option related to PPI was discussed with a buyer. If a buyer decides to purchase PPI, he was not told about other lower premium options.

Above are just a few scenarios when you can file for PPI Claims. So, just be alert when you are buying a loan or credit card.

Friday 21 December 2012

MIS Sold PPI: Reclaim Payment Protection Insurance With Help From Top Experts

Men and money are inseparable from each other. Men need money all the time for business use or for investing in any domestic purchase. Quite often, one has to knock at the doors of lenders who can lend them sufficient money at an agreeable rate and with agreeable terms & conditions. One major drawback which often dissuades people from making long-term borrowings is the fear of non-payment. Suppose, you borrow a fund for a period of 5 years! Now, after the completion of 5 years, if you are not in a position to repay the money, then you may have to sell off your property or may have to dispose of vital assets.

Such a thoughT can be unnerving, since such adversity will put a question mark about the future of your spouse and children. Therefore, it is very satisfying to know that one can avail the facility of payment protection insurance. This policy gives you a cushioning against long-term loans and pays for your liabilities under certain pre-defined conditions. However, people are also being MIS sold PPI, when the policy is sold to them under wrong information. If you have bought this policy without having full knowledge of its structure or after being misrepresented, then this is a clear case of cheating.

It implies that the money which you have been investing in this insurance is going down the drains, since you will not get the claim when the time comes. In this regard, you must equip yourself with full knowledge. It is true that the policy cushions you against medical disorders (excluding mental or psychological ones), injuries, sickness, bankruptcy and unemployment. But there is a catch! If certain facts were hidden from you, then you may have bought it under a delusion. For instance, one cannot make any claims if the person was unemployed during the purchase of the policy. Similarly, you do not enjoy any benefit if the medical disease you are suffering from is owing to stress & anxiety. Plus, if you were already covered by an alternative insurance program and have still been asked to purchase the policy, then it is a case of MIS sold PPI.

Fortunately, several organizations are emerging to provide some relief to the victims of this scam. In the last few years, quite a few organizations have been set up to help people reclaim payment protection insurance money. Thanks to the internet, the awareness has spread very fast and hundreds of victims have already benefited from these programs.

A genuine and reputed expert goes through your case meticulously and examines it to the hilt. After it is verified that you had been victimized by the scammers, a plan is chalked out to help you get back your money. On your part, you just have to fill up a basic form to feed info to these experts. They, thereafter, do everything in their power to ensure that you are able to reclaim payment protection insurance. They also provide you with proper advice so that you are not fooled anytime in the future and can make profitable & secure insurance-related investments.

Tuesday 18 December 2012

Mis Sold PPI: Get Payment Protection Insurance Reclaim This Christmas

Are you looking for payment protection insurance reclaim? This policy which promises a lot has also backfired on many purchasers. The last few years have shown the ugly side of this business with several clients being cheated and duped by some lesser known organizations. The policy offers such attractive benefits that a number of borrowers just got blinded by it and bought it without gathering enough info about it. Those who have been MIS sold PPI are now cursing their luck, since they lost their money and have nothing much to do other than wait & repent.

This should be taken as an eye-opener and a learning lesson for many. But there’s nothing to lose heart, since there are legal ways to get back your money. We at ‘The PPI Claims’ investigate your case history and assist you in making a successful payment protection insurance reclaim. By making such reclaims, you become entitled and eligible to a monetary return. But the process must be the right one and done deliberately with the aid of attorneys and financial experts. Fortunately, our organization is associated with big names (each is a master of his or her field) and has been helping aggrieved parties reclaim their funds with near-100% success. Therefore, if you think or if you know that you had been MIS sold PPI, then kindly give us a shout-out and we would be glad to be of some help to you. So, this Christmas, you may just party harder after getting back your investments.

Thursday 13 December 2012

Mis Sold Ppi: 3 Ways We Can Help You With Payment Protection Insurance Reclaim

If you have been MIS sold PPI, then you have been one of the many victims of this economic scam. The scam hasn’t affected you solely but has affected hundreds of people in the past. Hence, as an individual, it can be very difficult for you to extract back your money. If you are really looking for your payment protection insurance reclaim, then you need to get in touch with a professional.  We enjoy expertise in this matter and can help you. Here is how:

i.By checking your case: Our first job is to ensure whether you have been indeed MIS sold PPI! If yes, then we can help you file your case in the lawful manner.

ii. Document preparation: Our professionals can take control of your case and prepare documents & papers for you so that it can be proven legally that you are right in making a reclaim.

iii. Going all the way with you: Depending on your case and the specific circumstance, it may be hard for you to get your payment protection insurance reclaim easily. We expedite the process, reduce your legal expenses, stand by you and ensure that you do ultimately get back your money.

Wednesday 12 December 2012

File Payment Protection Reclaim To Receive Your Money Back: Quick, Easy Steps

The PPI business has been under murky shadows for quite some time. Scams have been more than just a few, and this has served a big blow to many men who invested in this insurance while taking loans. However, it is possible to file for payment protection insurance reclaim. The law says that the policy holder can get back his money if it can be proved that he had been mis-sold. Thus, all you have to do is just prove the authenticity of your claim and it won’t be long before you get back payment protection insurance claims.

But it is easier said than done. It won’t be easy for you to present your point in a proper legalized manner. Moreover, you may not be familiar with all the rules of genuine and mis-sold PPIs. So, it is important that you take help from someone who enjoys an expertise in the matter. The best thing to do will be to approach a reliable organization that promises payment protection insurance reclaim. Such an organization can prove the genuineness of your case, frame the required documents and assist you in filing for lawful payment protection insurance claims.

So, do not be saddened for your mistake of the past. Wake up and get back your lost money in the way the law recommends.

Monday 10 December 2012

Payment Protection Insurance: Protect Your Borrowings And Borrow Peacefully

Are you afraid of taking a loan because you are unsure as to how to pay it back? Are you shying away from borrowing because you are apprehensive of the uncertain future? Now, there is a way to get your borrowings secured and, in fact, insured. Payment protection insurance gives you this much-needed facility to provide protection coverage to all your borrowings. This payment protection insurance policy can be bought while taking the loan itself. Some lenders even sell the policies while granting the funds. However, there are various things which you need to know in regard to this, since there have been many misconceptions and ill-informed notions that have led to differences in opinions and have given birth to legal disputes.

If a company, organization or an individual sells you the policy by feeding you with wrong information or by planting some incorrect notion inside your head, then it is a case of MIS sold PPI. Many people have fallen for such traps in recent past. Thus, their investments have got stuck. But now, there are some websites that can salvage something for you if you have been MIS sold PPI. The experts use all their legal prowess and prudence to help you claim your money back with security and lawfulness.

PPI Claims Company: Get Money back, If MIS Sold PPI!

If you have borrowed some money in the past and took insurance to protect it, then you may have been MIS sold PPI! Hundreds of people have fallen victims to such trickery in the last decade. This Press Release from ‘The PPI Claims’ can help you get some info on this matter.

In the PR, the CEO of the organization states, “If you are looking for PPI claims company, we can be of some help to you. We are an organization of experts, advisors, solicitors and financial masters. Our men know the various intricacies & loopholes of the law and can evaluate your case properly to assist you in getting your money back.

If you have been paying your insurance under a false knowledge or under some wrongfully provided information, then you have been MIS sold PPI.  At our website http://www.theppiclaims.com/, you can get detailed knowledge about the rightful & lawful way of getting this policy. You can also get an idea if your policy is genuine or a non-genuine one. Furthermore, we at our PPI claims company can look at your papers and verify the veracity or non-veracity of your claims. If your claim is genuine, then we can guarantee to fetch you your money back. Trust in us, we are here to help you! Thank You.”

Friday 30 November 2012

Mis-Sold PPI , Misled People



The Payment Protection insurance benefits the loan giving company more than the loan claiming person. It acts as a security against bad debts for them. This is the reason why the loan giving agencies encourage and try to sell you a Payment protection Insurance. The general terms they use is that it increases the credibility of the person needing a loan. In other words it increases the loan procuring capability of the person. A person is often misled into buying the policy even when it is not required.
 
Misleading people into buying this protection  policy , is termed as mis-selling. The Mis-sold PPI considered on following grounds.

 1. When the person  does not know that he is actually paying for the payment protection policy 
 2. When the person is not fully made to understand the rule and how would apply to them. 

 3.   When the credit record shows that the person is perfect in clearing his EMI and does not actually need a  PPI

The payment to this policy is charged as a onetime payment. In some cases it is charged along with the premiums or EMIs. You can claim a refund for this policy

Is Payment Protect Insurance a boon or bane?



The PPI is an insurance policy that protects your payment capability. In other words it protects you from being a defaulter in paying your EMIs or other loan premiums. It is just like most insurance policies that are taken on grounds of unexpected future failure.



The question is “do we need to insure ourselves against unexpected repayment failure?”  

Payment protection Insurance is not necessary for financially sound persons. But PPI is a boon to the person who is financially unsecured. This insurance policy covers payments for loans and keeps him from being a defaulter and protects his creditability. The loan providers, banks and financial companies sell PPI along with the loan to make sure that they get back their loan amount. This is done many times without the knowledge of customer. More that 80% of PPI are sold this way. Many people are not even aware that they  are paying for the policy along with the loan amount.

The good news is one can approach the ombudsman for paymentprotection insurance claim if he is not told about it at the time of taking the loan. PPI claim is a tough and time taking process.


Friday 16 November 2012

How Professional Experts Can Help You Make Payment Protection Insurance Claims?

PPI or Payment Protection Insurance has come under a lot of spotlight in the past two years. Though this insurance policy has a number of exciting benefits, it has been mis-sold by some parties which have caused a lot of hullaballoo. Clients who have been mis-sold can make payment protection insurance reclaim following the right procedure. Over the last decade, some less knowledgeable people have been wrongly sold the policy by filling them up with incorrect or inadequate information. Mis-sold tantamount to duping and a lot of people have fell for the trap because of their lack of knowledge. Payment protection insurance claims have given some relief to these naïve clients who got mis-sold.

While making your payment protection insurance claims, you will be required to consult experts who shall suggest the appropriate method to you. It is mandatory to produce documents which will clear the air on whether you had been mis-sold or not. There are some top-level consultation agencies which provide professional services to help you make your payment protection insurance reclaim. They will help you file complaint to the relevant authorities or banks and assist you in furnishing evidence. It would be best to make your claims as soon as possible.


The PPI Claims Is Your Trusted Friend Eager To Help You Recover Your Lost Money


Payment protection insurance is an exciting policy for someone who is venturing out to borrow funds. This form of insurance can protect your funds and help you during the time of repayment if you are unable to clear the liabilities owing to unforeseen eventualities like disease, accidents, bankruptcy or unemployment. The appealing benefits of PPI have, however, been misrepresented by some money-mongers in recent past who have mis-sold the scheme to hundreds of clients. The PPI Claims gives you the chance to reclaim your policy and thus save yourself from the monetary loss. you think that you have been mis-sold PPI, then you certainly get a chance to lodge a complaint and recover your money. However, the procedure requires you to prove your claims and also to present certain evidential documents. It can be quite hassling and the lack of knowledge about the policy may prove a big hindrance. The PPI Claims is your best source for surmounting these difficulties and to make a successful claim of payment protection insurance. After going through your case history, the agency can figure out whether your case was that of a mis-sold PPI or not, and what can be your next step to get your money back!

Monday 10 September 2012

Payment Protection Insurance: PPI Claim Can Come To Your Rescue In Adverse Times

Payment protection insurance or PPI is one of the unconventional forms of insurance wherein your borrowed sum gets a sort of financial protection. Supposing that you have borrowed a huge sum and are unable to make the repayment when the date arrives, then this insurance protection can come to your immediate rescue! By filing for a payment protection insurance claim, you can secure funds and will be able to meet your liabilities.  This kind of insurance is very beneficial especially if you undertake huge business risks. Besides, in case of long-term borrowings, it is always prudent to get a PPI since it gives you the security and assurance that you are looking for. In the eventuality of some mishap, accident, illness or death, the policy can provide that financial support that you and your family may be requiring during such dire moments.

Payment protection insurance is an ideal and a perfect way to go about with your borrowings. It takes care of all your risks and assures you of a claim in times of adversity. God forbid, if a time comes when you find yourself in a financially deplorable position or if you find yourself getting insolvent or your business running out of steam, then you can rely on this policy to help you sail through the bad times. Payment protection insurance claim shall come to your aid in case you find yourself compelled to sell off your home or property to clear your loans.

There are several other benefits of PPI as well. It is believed that you can save a lot of tax money if you take up this policy. Plus, it can give you a peace of mind and help you to focus on your business fully. While going for payment protection insurance, read the terms & conditions well and, if any doubt, always request the authorities to explain you the point/points.


Friday 31 August 2012

Hiring PPI Claims Company For Reclaiming Mis-Sold Policies.

There are many types of insurance policies and a layman may not be able to differentiate between them. But don’t fret. Help is at hand.

Payment protection insurance, popularly abbreviated as PPI is a sort of insurance policy that covers the liability of a debtor in case he fails to make his payments in time. These policies are issued along with insurance policies as well as loans and the debtor or the policy holder is liable to pay for maintaining their PPI policy.  However, the borrower or the policy holder can exercise their right to cancel this type of policy by requesting for a policy claim.

Nowadays these claims are getting more and more common. Although these polices were considered as a good option when they were newly introduced, people soon realized the futility attached with the whole scheme.  Policy holders everywhere are filing lawsuits for exempting their insurance covers and loans from this policy.  This has given rise to PPI Claims Company that deal with these lawsuits on behalf of the debtors or insurance holders.

A PPI Claims Company helps people in canceling their policy and thereby entitling them to receive the sum they spent on purchasing as well as maintaining their Payment Protection Insurance policy.  These claims are of different types and the rules and regulations associated with them tend to vary depending on the financial agreement originally signed between the borrower and the financial company.  An insurance claims company can help their customers to reclaim payment protection insurance without sustaining much loses.

Mis-sold PPI policies are easier to handle when it comes to reclaiming them.  As the name suggests, a Mis-Sold is a policy that is thrust on a customer without his knowledge.  There had been several cases where banks and financial institutes have tricked their customers to pay for the policies without their written consent.  Customers approach for these claims after paying for it for several months.  Some insurance companies or financial lenders cancel the insurance policy and refund the claim amount to avoid legal complications. However, this doesn’t happen so in case of all the insurance claims made by innocent customers.  This is where a PPI claims company has to step in.

In order to reclaim payment protection insurance amount the customer has to prove that he was unaware about the existence of such a policy at the time of availing the financial service offered by the company.  If the customer cannot prove that he was subjected to a Mis-sold PPI, he might not be entitled to receive the money he spent on maintaining the policy so far. However, even in such a case there are provisions to cancel the existing claim and thereby get an exemption from paying for the policy in future. Hiring a legal firm or a PPI claims company is the easiest way to handle a complex insurance claim. The entire procedure involves several legal proceedings and a customer cannot pull it off without getting any assistance from a lawyer.  Thus hire one today for speedy results.

Wednesday 22 August 2012

Payment Protection Insurance Claim Puts Back The Smile On Many Faces

The PPI scheme is an excellent way to cover your loans and it is known as a payment protection insurance. In case you owe a loan payment and are afflicted with an illness or are having issues regarding your employment, then the Payment protection insurance claim can be surely looked upon for adjusting the same. People who have met with a disability or an accident can also use the merit of this scheme. However it does not cover any kind of psychosomatic issues or disorders related to tension. This is a payment protection plan that helps you during an emergency.

The Payment protection insurance claim has a few stipulations and you can inquire about the same to get to know the details. Usually it comes with a time frame and also includes mortgage cover. The scheme also covers credit card payments and hence is popular among many people. The scheme protects the payment of any kind of loan, which the borrower is not able to pay due to a certain health or situational condition. Buying a PPI surely helps you get more peace of mind and stability in your life. Depending on age and health and other stipulated parameters, the premium varies.

Taking advantage of the fact that the future is about uncertainty, many borrowers face the problem related to Mis sold PPI. Many banks sell PPI along with a loan scheme which is not quite understood by the borrower. Despite the financial ability of the borrower to pay back being strong, the tendency to accept such plans becomes a factor for many uninformed buyers. It is best to be informed about such schemes, so that you are aware of what is in for you, while you are seeking a credit card or an overdraft. The idea given is that having a PPI makes you more worthy about a loan approval and hence many people are gullible about the same.

Payment protection insurance claim can be sought once you are aware about the claim policy. With new laws into force, one can now claim the mis-sold PPI and avail of the benefit. Matters of money have to be attended practically and hence it is good to have a proper understanding and claiming PPI means that you are doing what is rightful. Moreover, a claim that was sold to you due to your insufficient knowledge is not justified. You can use the money from claims to settle other personal loans or adjust your card payments. Plan a holiday or  buy a utility item with the money.

Once a person realizes that the Mis sold PPI is not justified, he can approach the bank and get a claim form filled. The matter is not complex and there is no hassle at all. Though every bank will have its own set of operating procedures, it is so very justified to have your money back. The banks are now letting people use the claim and arranging for easy adherence. There are new formulated policies to ensure that people are not subjected to Mis sold PPI and is a relief to many.